We believe that the current financial system is broken and we want to empower families to take back control of their finances with a time-honored financial process. We believe that the banking function is in the wrong hands and it needs to be restored back to the you and me level. We accomplish this process by using a properly designed dividend paying whole life insurance policy that we get from a private mutually owned life insurance carrier. George Orwell said “In a time of deceit, telling the truth is a revolutionary act.” Unfortunately, most people have been programmed to use commercial banks and Wall Street as their source of financing and long-term planning. They give up control of their money and take all the risks while someone else lives very well off that cash flow.